Mortgage Lenders Explained…

There are numerous Mortgage Lenders we Mortgage Brokers have access to, this is an interesting video explaining the differences:

Cash at Closing Explained

New to Canada Mortgage Information

This is a great informational video for those folks new to Canada looking to buy or their family or friends.

You deserve to receive Cash at Closing!

We did a quiet launch of this program last year, but it is launching big time now!

Through a bundling of services much like when you take more services from Shaw, Telus, Rogers etc. we have joined with the Canadian Home Buyers Academy to bring our clients “bundled” pricing which results in you receiving cash when you close on your next home or sell your current home.

How does it work?

By joining the CHBA (Canadian Home Buyers Academy) for free, then using a CHBA registered Realtor & Mortgage Broker you will receive Cash upon closing.  How much?  Check out this table:

Graph

We can take care of everything for you, simply click here and send us your name, phone number and email address and we will sign you up:

Or for more information, click to see the website here.

CHBA-logo

Missing my buddy…

It’s been hard coming up with this post, even though it’s been 2 weeks since Monte left home.

He had been suffering from a leaking heart valve (we actually think this is more of a broken heart going back 2 1/2 years to when Kona his best buddy left us, something he never got over)which in turn made it harder for him to breath, so his body over compensated by growing his heart and his lungs.  This caused more problems, a hacking cough due to blood/liquid leaking into his lungs, and generally his body was quitting on him…we did what we could, tried different drug programs, but we all know what the end result will be…that horrible time when we have to decide if he is in pain.

The problem with Monte is he doesn’t show pain…he luvved to play and would go running to find a ball with just a little lock of his eyes to yours.  Then he wanted to play catch, even though he was coughing and moving slower than he used to.   Denying him this pleasure of that was the worst.

So he is back playing with his buddy Kona…and we won’t forget him.

Playoff Hockey Pool is a go!

Lots of prizes and fun, play against your friends and Don Cherry!  All for free!!

Click here to enter!

Cluck!

This is weird but fun!

Thursday morning inspiration…

Not feeling it this morning?  Need some extra push?   This is a good compilation;

Coming soon…Playoff Hockey Pool!

Dominion is launching a free playoff hockey pool with massive prizes that should be a lot of fun!

Opens April 15th.

For more details, click here

Good luck!

Adding it all up…

Most Canadians go about their day to day lives unaware of all the little holes in their financial boats…little amounts flowing outwards, not inwards that end up becoming very costly to their long term goal of financial freedom.  Cable bills, Starbucks/Tim Hortons, cell phones, home phones, gas, insurance, it goes on and on.  One area I think many really miss is the amount paid through your banking services…here is a great article on overdrafts:

Financial Post article

In the end, it makes a lot of sense to do a sit down once a month and review where all of your funds are going…you will be in for a shock when you write it all down!

If you can reduce some of those and start diverting those funds to extra payments on your high rate debts, then your mortgage, you will be that much closer to your Mortgage Freedom Day!

Need help with it?  Call us!

 

Michael Anthony Lloyd

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